Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments.
Any NZ resident over 18 with a current debit or credit card.
Laybuy doesn't charge you any interest or upfront fees.
If you miss a payment you will be notified immediately. A late payment fee of $10 may be charged in respect of each payment you fail to make on time. Any payment default may also result in our debt collection service contacting you and/or your credit score being affected.
Should you need to return your items, and your items are faulty, you are eligible for a refund via Laybuy and we can cancel the payment plan. Items that are returned for sizing are eligible for a store credit only, which will be emailed to you as a gift card code and has a 24-month expiry date.
Click here to sign up for a Laybuy account today